:root{--navy:#0b2338;--navy2:#123b58;--teal:#24b9ad;--teal2:#8ae0d6;--gold:#f3c35f;--ink:#142635;--muted:#647785;--bg:#f3f8f8;--card:#fff;--line:#dbe6e9;--danger:#b64242;--ok:#176c62;--shadow:0 18px 55px rgba(11,35,56,.10)}
.bot-field{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:linear-gradient(180deg,#eef7f7 0,#fbfcfc 38%,#f3f8f8 100%);color:var(--ink)}
.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 82% 18%,rgba(36,185,173,.28),transparent 30%),linear-gradient(135deg,var(--navy) 0,var(--navy2) 72%);color:#fff;padding:0 18px 34px;border-bottom:4px solid var(--gold)}
.hero:before{content:"";display:block;height:136px;margin:0 -18px 26px;background:#fff url('/website/assets/bayward-growth-logo.jpg') center/auto 112px no-repeat;border-bottom:1px solid rgba(11,35,56,.08)}
.hero:after{content:"";position:absolute;width:260px;height:260px;border:1px solid rgba(255,255,255,.07);border-radius:50%;right:-90px;bottom:-150px}.wrap{width:min(900px,calc(100% - 28px));margin:0 auto}.brand{display:flex;align-items:center;gap:12px;font-weight:900;letter-spacing:.55px}.hero .brand{display:none}.mark{width:42px;height:42px;border-radius:13px;background:linear-gradient(135deg,var(--teal),var(--gold));display:grid;place-items:center;color:var(--navy);font-weight:950;box-shadow:inset 0 0 0 1px rgba(255,255,255,.35)}
.hero h1{font-size:clamp(32px,7vw,58px);line-height:1;margin:30px 0 12px;max-width:720px}.hero p{font-size:clamp(15px,2.2vw,20px);line-height:1.5;max-width:730px;color:#d9e8ef;margin:0}.pillrow{display:flex;flex-wrap:wrap;gap:8px;margin-top:20px}.pill{padding:8px 11px;border:1px solid rgba(255,255,255,.18);border-radius:999px;background:rgba(255,255,255,.08);font-size:12px;color:#e8f4f6}
.sticky{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.93);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.progressrow{display:flex;align-items:center;gap:12px;padding:10px 0}.bar{height:8px;background:#dfe9ec;border-radius:99px;overflow:hidden;flex:1}.bar>div{height:100%;width:0;background:linear-gradient(90deg,var(--teal),var(--gold));transition:width .25s}.pct{font-size:13px;font-weight:900;color:var(--navy);min-width:38px;text-align:right}
main{padding:26px 0 80px}.intro{background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);padding:18px 20px;margin-bottom:18px;line-height:1.52}.intro strong{color:var(--navy)}
.section{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:0 8px 30px rgba(11,35,56,.055);padding:20px;margin:16px 0}.sectionhead{display:flex;gap:13px;align-items:center;margin-bottom:4px}.num{width:36px;height:36px;border-radius:11px;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:900;flex:0 0 auto}.section h2{font-size:21px;margin:0;color:var(--navy)}.sub{margin:8px 0 14px;color:var(--muted);font-size:14px;line-height:1.45}
.q{padding:14px 0;border-top:1px solid #edf2f4}.q:first-of-type{border-top:0}.q>label,.qlabel{display:block;font-weight:790;line-height:1.35;margin-bottom:8px}.hint{font-weight:500;color:var(--muted);font-size:12.5px;margin:-2px 0 8px;line-height:1.45}.required{color:var(--danger)}
input,textarea,select{width:100%;border:1px solid #cad9de;border-radius:12px;padding:12px 13px;font:inherit;background:#fff;color:var(--ink);outline:none;transition:border .2s,box-shadow .2s}textarea{min-height:82px;resize:vertical}input:focus,textarea:focus,select:focus{border-color:var(--teal);box-shadow:0 0 0 4px rgba(36,185,173,.11)}.grid2{display:grid;grid-template-columns:1fr 1fr;gap:12px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.choicegrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}.choice{position:relative}.choice input{position:absolute;opacity:0;pointer-events:none}.choice label{display:block;margin:0;padding:11px 12px;border:1px solid #d2dfe3;border-radius:12px;font-weight:680;background:#fbfdfd;cursor:pointer;transition:.18s}.choice input:checked+label{border-color:var(--teal);background:#eaf9f7;color:#0b554f;box-shadow:0 0 0 2px rgba(36,185,173,.08)}
.unknownrow{display:flex;align-items:center;gap:8px;margin-top:8px;color:var(--muted);font-size:13px}.unknownrow input{width:auto}.unknownrow label{cursor:pointer}.conditional{display:none}.conditional.show{display:block}.computed{background:#f3f7f8!important;color:#4c6271!important;font-weight:750}.note{font-size:12px;color:var(--muted);margin-top:7px}
.mathbox{background:linear-gradient(135deg,#0b2338,#123b58);color:#fff;border-radius:18px;padding:18px;margin-top:14px}.mathbox h3{margin:0 0 5px;font-size:18px}.mathbox p{margin:0 0 14px;color:#c7dbe3;font-size:13px;line-height:1.45}.mathgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:9px}.metric{background:rgba(255,255,255,.075);border:1px solid rgba(255,255,255,.12);border-radius:12px;padding:10px}.metric small{display:block;color:#c8dbe4;font-weight:700;line-height:1.3}.metric strong{display:block;color:#fff;margin-top:7px;font-size:20px}.result{margin-top:15px;padding-top:15px;border-top:1px solid rgba(255,255,255,.16);display:flex;justify-content:space-between;gap:16px;align-items:flex-end}.result small{color:#c8dbe4}.result strong{display:block;font-size:clamp(26px,5vw,40px);color:var(--gold)}
.actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}.btn{border:0;border-radius:13px;padding:13px 17px;font:inherit;font-weight:850;cursor:pointer;transition:transform .12s,opacity .2s}.btn:hover{transform:translateY(-1px)}.btn:disabled{opacity:.55;cursor:not-allowed;transform:none}.primary{background:var(--teal);color:#072d2a}.secondary{background:#e8eff1;color:var(--navy)}.dark{background:var(--navy);color:#fff}.status{margin-top:10px;font-size:13px;color:var(--muted);line-height:1.45}.error{color:var(--danger)}
.done{display:none;background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow);padding:34px 22px;text-align:center;margin:24px 0}.done.show{display:block}.done .check{width:64px;height:64px;border-radius:50%;margin:0 auto 16px;background:#e6f7f4;color:var(--ok);display:grid;place-items:center;font-size:34px;font-weight:900}.done h2{margin:0;color:var(--navy);font-size:30px}.done p{max-width:590px;margin:11px auto;color:var(--muted);line-height:1.55}.privacy{font-size:12px;color:var(--muted);margin-top:12px}footer{padding:28px 18px 50px;text-align:center;color:var(--muted);font-size:12px}
@media(max-width:700px){.wrap{width:min(100% - 20px,900px)}.grid2,.grid3,.choicegrid,.mathgrid{grid-template-columns:1fr}.section{padding:16px;border-radius:16px}.hero{padding-top:0}.hero:before{height:104px;margin-bottom:20px;background-size:auto 84px}.hero h1{margin-top:25px}.result{align-items:flex-start;flex-direction:column}.metric{display:flex;justify-content:space-between;align-items:center}.metric strong{margin:0 0 0 10px}.sticky .wrap{width:min(100% - 20px,900px)}}